The “Solar Lien” Trap in 2026 Probate Sales: A Guide for Attorneys

February 12, 2026

One of the most common hurdles in San Diego probate sales in 2026 is the presence of high-interest solar panel liens or “PACE” loans. Many seniors were sold these systems with the promise of energy savings, but after their passing, these encumbrances can become a nightmare during the sale of the home.

 

The Complexity of Solar in Probate:

 

  • Lien Priority: These loans often take priority over mortgages, making title clearance difficult.

 

  • Buyer Resistance: Many modern buyers in 2026 are wary of assuming old solar leases or high-payment loans.

 

  • Estate Liability: Negotiating the payoff or transfer of these loans requires specific expertise to ensure the estate isn’t overpaying or losing a sale.

 

How We Solve It

 

I specialize in auditing the solar contracts of estate properties early in the process. We work with the solar companies and the title officers to resolve these liens before they become “deal killers.” We provide the executor with a clear cost-benefit analysis of paying off the lien versus attempting a transfer, keeping the probate process moving forward.

 

Struggling with a solar lien on a probate property? Let’s untangle it together. Schedule a free property audit today. We also offer Mobile Notary Service for all lien-release documents.